Thursday, March 29, 2012

Paper #4


Brittney Calabro
Mar. 26, 2012
J305 Story #4
Education at Risk
WSU’s inflating tuition results in increased student debt
             Brynnea Bowman, chief justice in the Judicial Branch for the Associated Students at Washington State University (ASWSU) can attest to the problem of tuition increases at WSU. In her three years with ASWSU, said Bowman, not a day goes by without students reaching out for financial support. This was not always the case, said Bowman, every year it seems to be worse then the last.
“ I have to sacrifice my involvement in campus organizations to work in order to compensate for tuition increases,” Bowman said.
Bowman, a junior at WSU, expects to rack-up nearly $60,000 in debt by the time she graduates.
Patty Winder, assistant director for the university’s scholarship services, said 76 percent of students apply for need-based financial aid. Realistically, only a quarter of those students’ ever receive the full-amount of financial aid they need.
As a result of the inflating tuition rate over time, WSU’s retention rate is slowly declining as well. The average retention rate decreased from 84.8 percent in 2006, to 81.2 percent in 2010.
As a freshman on campus, David Stewart pictured the next four years of his life to be filled with collegiate sporting events, schoolwork, and having fun with friends on campus. Instead, rising tuition costs have forced Stewart to put his education on hold.
 “I have been saving money for college since high school knowing my parents couldn’t afford it,” said Stewart. “But with the spike in tuition, I am already falling behind in payments.”
The university budget office reports the average amount of debt post-graduation for all student groups at WSU is $22,000, double the national average student debt in 1991 when it was just over $9,000. Annual in-state tuition costs have almost doubled since 2005, as a result of government budget cuts to higher education, along with state funding, dropping from $530 million to $260 million in the last four years, according to the university’s budget office
Tuition increases will enable the university to continue to make classes available so students can graduate in four years, according to the university’s budget office. Outlining, that the cost for students if they had to attend the university for an additional semester or two because classes weren’t available, would be much higher than the costs resulting from the tuition increases.
On par with many students at WSU, Stewart finances every penny of his education through working, student loans, and financial aid. Even with all this support, in more cases then not, its not enough to cover a students full-time tuition and living expenses.
“My greatest fear with taking a semester or two off to work is knowing I probably wont come back,” said Stewart.
In October 2011 the Education Department and Federal Reserve Bank of New York reported Americans now owe more on outstanding student loans than on credit cards. In 2010 student loans hit a record breaking high $100 billion.
Today, the total outstanding student loans exceed $1 trillion.

Outline

      I.         Introduction
a.     Brynnea Bowman
                                               i.     ASWSU Judicial Board Chief Justice
                                             ii.     Sacrificing club involvement to work more


    II.         Patty Winder; director of scholarship services
a.     In-state tuition doubled since 2005
                                               i.     Current cost of attendance $24,93
Due to state budget cuts to higher education
                                               i.     $530 million to $260 million in four years
                                             ii.     Attempt to provide classes vs. students not graduating in  years.

  III.         Evidence of this trend
a.     WSU retention rate
                                               i.     84.8 percent in 2006
                                             ii.     81.2 percent in 2010

  IV.         Other students’ experiences with student debt
a.     David Stewart
                                               i.     Already in a lot of debt
                                             ii.     Taking a semester off to work full time
b.     Fear of not coming back to finish education.
c.     A lot of WSU students are struggling with debt due to tuition increases


Contacts


David Stewart
(360) 213-9931
David.stewart100@email.wsu.edu

Patty Winder
(509) 335-1059
pwinder@wsu.edu

Brynnea Bowman
(253) 279-2808
Bbowman1@gmail.com


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